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CarryOn

The Family Continuity Platform

If something happens tomorrow, your family knowsexactly what to do.

CarryOn is the continuity system for your family — ready, connected, and clear through every disruption, from a hospital stay to the final day.

AES-256 Encrypted
Per-Estate Keys
2FA Protected
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Learn how CarryOn™ keeps your family ready for anything.

The Family Continuity Platform

It was never about
finding the files.

When life is disrupted, the hard part isn't where the information is. It's knowing what to do first, who to call, what's already handled, and what your loved one would have wanted.

Most families piece that together under pressure — searching drawers and inboxes, guessing at next steps, hoping nothing important is missed. CarryOn™ replaces the guesswork with a clear, shared plan your family can actually follow — calm instead of chaos, direction instead of dread.

Continuity isn't a moment. It's before, during, and after.

CarryOn is the one system that's relevant at every stage — so your family is never starting from zero.

Before

While life is good

You organize what matters, name the people who’ll need access, record the messages you want them to have, and let CarryOn’s AI find the gaps before they become emergencies. Quiet, ongoing, at your own pace.

During

When something happens

A clear, step-by-step plan tells your family exactly what to do first — who to contact, what’s urgent, what can wait — with the right documents already attached and a private channel to coordinate, even from different cities.

After

Moving forward

Responsibilities transfer cleanly, beneficiaries get exactly what you chose to share, and an AI concierge answers their questions in plain English. The family keeps going — informed, connected, and supported.

One system for everything life doesn't warn you about.

Most plans only cover the final day. Real families face disruption far more often — and CarryOn is there for all of it.

A sudden hospital stay
A military deployment
Extended travel or absence
A hurricane or evacuation
Sudden incapacity
Supporting an aging parent
A move across the country
Death & estate transition

Same family. Same plan. Ready every time.

The questions every family hopes they never answer in a hurry.

It all comes down to one: “What happens if I'm suddenly unavailable?” CarryOn answers it in advance — one clear answer for each part of your plan, and only for the people you choose.

“Who needs to be reached — and who can act for me?”

People

A coordinated, dignified notification list, and the right person already empowered to step in.

“What will they actually need — and where is it?”

Access

Documents, accounts, and credentials — surfaced the moment they’re needed, and no sooner.

“Where’s the money, and what’s owed?”

Money

The full financial picture — accounts, policies, bills, and property — each with the right contact attached.

“What should they do first?”

Action

A step-by-step checklist tailored to your state, with a private channel to keep everyone in sync.

When every answer is already there, fear turns into confidence.

One connected system

Everything your family needs to keep going.

Four pillars work together so your family is genuinely ready — not scrambling. Each one turns what you organize today into action your family can take tomorrow.

01

People

Know who matters

Name your people, decide what each one sees and when, and make sure the right person can act — with a living record of every decision.

  • Beneficiaries (Beneficiaries) — Name who matters, set what each person sees, and control when they see it.
  • Milestone Messages (MM) — Video, audio, or written messages delivered at specific future moments — weddings, graduations, birthdays, the day after.
  • Friends & Family Notification (FFN) — A coordinated, dignified call-list so the right people hear the news the right way.
  • Designated Trustee Services (DTS) — Let a trusted attorney, advisor, or family member act on your behalf — every change logged and undoable.
  • Estate Plan Timeline (EPT) — A living record of every edit you make to your plan, who made it, and when.
02

Access

Within reach, not a moment sooner

Everything your family will need to act — documents, credentials, and an AI that reads your plan to catch what you missed — released only to the people you choose.

  • Secure Document Vault (SDV) — AES-256 encrypted vault for wills, trusts, deeds, policies, and directives — released only to the people you name.
  • Digital Access Vault (DAV) — Passwords, bank logins, password-manager seeds, and crypto keys — assigned to the right people.
  • Estate Guardian™ AI (EGA) — An AI estate-law analyst that reads inside your encrypted vault and flags gaps, contradictions, and deadlines you missed.
03

Money

Clarity, not a mystery

The whole money picture and a visual map of every entity that holds it together — so nothing is lost and no one is left guessing.

  • CarryOn Financial Picture (CFP) — A complete, encrypted view of bank accounts, investments, policies, bills, debts, and properties — with the right contact attached to each.
  • CarryOn Entities & Structures (CES) — A visual, pan-and-zoom org chart of every trust, LLC, partnership, charitable entity, and the people connected to each.
04

Action

The playbook for the hardest days

Step-by-step actions, pre-built response plans, and a private family channel that keeps working when nothing else does.

  • Immediate Action Checklist (IAC) — A step-by-step playbook for the first hours, days, and weeks — auto-built from your vault and fully customizable.
  • CarryOn Contingency Protocols (CCP) — Pre-authored response plans for the scenarios your family might face — medical, disaster, incapacity, transition.
  • Estate Communications Tool (ECT) — Phone-number-free family messaging that works from any device — so coordination keeps working when nothing else does.

Total Family Continuity.

Four pillars. One family. A living system that grows with you, protects what matters most, and ensures that no matter what life brings — your family is never left searching, wondering, or scrambling.

And when transition comes, your family gets the Beneficiary Estate Concierge (BEC) — an AI that answers their plain-English questions, grounded only in the documents you chose to share.

They're ready. Because you prepared.

Built for how your family actually lives.

Behind the calm experience is a complete continuity infrastructure — with tools designed for modern, blended, and far-flung families.

Benefactor & Beneficiary System

Enroll the people who matter most. Control what each person can see, access, and manage within your family's continuity plan.

Succession Hierarchy

Ranked beneficiary succession with automatic promotion when a primary can no longer serve. Your chain of responsibility never breaks.

Multi-Estate Support

Manage multiple estates under one account — built for blended, extended, and modern families with complex structures.

Family Plan Savings

Bundle your household for percentage-based discounts on every tier. The more family members you prepare, the more you save.

Emergency Access

Verified protocol for beneficiaries to request vault access when a benefactor is incapacitated. Built for real emergencies.

Granular Permissions

Control exactly what each beneficiary can see across every function in every pillar — vault, messages, checklists, protocols, and more. Per-person access.

Native Mobile App

iOS and Android with biometric login, push notifications, and full platform access. Your family's continuity goes wherever you go.

50-State Legal Intelligence

Estate Guardian calibrates every analysis to your declared state of residence and its specific laws. Personalized, not generic.

You don't have to do it all at once.

Start with what matters most. Build your family's readiness over time — a little at a time is enough.

1

Step 1 — Bring Your People In. Invite the family members who’ll need access — the people who matter most. Decide who sees what, and when. Your family’s readiness starts with the people in it.

2

Step 2 — Say What Matters. Record Milestone Messages for the moments you want to be part of — graduations, weddings, birthdays, or just a Tuesday. Create them over time, as many as you want, delivered exactly as you envision.

3

Step 3 — Add What They’ll Need. Add your key documents and details. Estate Guardian™ AI reviews everything and drafts the beginnings of your family’s personalized Immediate Action Checklist — so they have a clear plan from day one.

4

Step 4 — Set the Playbook. Turn it into coordinated CarryOn Contingency Protocols for the scenarios that matter to your family. Connect your documents, checklists, and the Estate Communications Tool so everyone stays in sync.

5

Step 5 — Live Your Life. Your family’s continuity system is built. Save credentials in the Digital Access Vault, organize contacts in Friends & Family Notification, and update your plan whenever life changes. When any challenge comes — your family is never left searching.

The most important things your family will ever share. Protected like it.

Every layer of CarryOn™ is built with the same security standards that protect financial institutions and government systems — because the people you love deserve nothing less.

AES-256 per-estate encryption — your family's data is never accessed by our team

Estate Guardian™ AI operates entirely within your encrypted vault — no data ever leaves

Two-factor authentication on every login with device trust options for your family

Transition verification by a human team — not algorithms, not AI. Real people confirming real events.

Post-execution record destruction — sensitive records are permanently eliminated after tasks complete

SOC 2 compliance architecture with full audit trail and GDPR data rights built in

Readiness shouldn't depend on your circumstances.

At any given time, over 300,000 Americans are in hospice — and the vast majority have no plan in place for their families. CarryOn™ is offered at no cost to all U.S. citizens and resident aliens enrolled in certified hospice care. Full platform access. No exceptions.

No one should be denied the ability to prepare their family — simply because of their circumstances.

Military & Veteran Families

Reduced pricing for active-duty service members, veterans, and their families. Your service prepared you for everything — let CarryOn help prepare your family for anything else.

New Adult Tier (18–25)

A dedicated tier for young Americans just starting out. Because preparedness shouldn't start when you think you need it — it should start the day you're responsible for yourself.

If something happens tomorrow — will your family know what to do?

Join the families choosing confidence over uncertainty. Start in minutes, build at your pace, and be ready for anything.

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